Attention homeowners in Hazard and Perry County: Get an Appraisal today!

See the top seven reasons why KY homeowners use The Mountain Real Estate Company:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. To lower your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Perry county or KY

Need help determining the price of your home in or near Hazard, KY?
Contact The Mountain Real Estate Company.

We at The Mountain Real Estate Company understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate field that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping homeowners just like you rid yourselves of undesirable PMI insurance.

Challenging Perry county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from The Mountain Real Estate Company is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be troublesome from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. The Mountain Real Estate Company can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.